How it Works

  • Bad Credit or No Credit Ok!
  • Our Service is Available Nationwide!
  • Same Day Pick Up Available on Most Items on our Site!
  • 5 Star Rated Service! 

Credit may not be required, but credit information and consumer reports may be reviewed.



  • Social Security number or ITIN
  • Credit card or debit card
  • Checking account & routing number
  • Government issued photo ID
  • Be 18 years or older


Once approved, you can go shopping. We set up payments that can match your paydays. Most items can be picked up Nationwide! 


Start your lease and take home what you need today for a small up front cost of $49 or less. You'll need help from a store associate to checkout so once approved please call us during business hours at 


Payments are for 12 Months with an early buy out option of 53%.

90 Day Payment Option is to pay off Cash price stated on the lease agreement within 90 Days. 

Exact payments will be displayed on the lease agreement once approved for a dollar amount sufficient for the product requested, weekly/bi-weekly/semi-monthly/monthly payments on our website are estimated payments; exact payment amounts will be displayed on the lease agreement and may vary with prices displayed on our website!  



*Subject to product availability and inventory. Most appliances will need to be delivered. Delivery on all products at no additional cost to the customer. The advertised transaction is a lease-purchase agreement (or in specified states, a lease agreement with an option to purchase; a consumer rental-purchase agreement; a rent-to-own agreement; a lease-purchase agreement; a consumer-lease agreement) Not available in WI, MN, VT, NJ. Merchant participating locations only. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your Early Buyout purchase option. Ownership is optional. Some restrictions apply, please call a Customer Service Representative for complete details.